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5 Things Every Canadian Should Know About Their Money Today

From a rate hold to a sovereign wealth fund — here's what's moving the needle on your finances right now. 01 — DEADLINE Today is the tax filing deadline — and your refund may be a lifeline April 30 is the last day most Canadians can file their 2025 income tax return without penalty. With the cost of living still squeezing household budgets, many Canadians are counting on their refund as a financial cushion. Filing late triggers a 5% penalty on any balance owing, plus 1% for each additional month. If you haven't filed yet, the CRA's NETFILE portal is still open — act before midnight. 02 — INTEREST RATES Bank of Canada holds steady at 2.25% — no relief yet for borrowers The Bank of Canada kept its policy rate at 2.25% yesterday — the third consecutive hold of 2026. Governor Tiff Macklem cited rising inflation driven by higher global energy prices tied to the Middle East conflict, while U.S. tariffs continue to weigh on exports. CPI inflation climbed to 2.4% in Ma...
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Daylight Saving Time: Spring Forward and Lose an Hour of Sleep

 

Did you remember to set your clocks ahead an hour before going to bed last night? The seasonal tradition of “springing forward” meant most people in Canada moved their clocks an hour forward, switching to daylight time. The change happens for much of the country at 2 a.m. local time. Yukon and most of Saskatchewan keep their clocks the same year-round.

Michael Antle, a University of Calgary psychology professor, says the impacts of the time change will be felt for a while. But, he says, people can go to bed a little earlier and give themselves extra time in the morning to help combat sleepiness.

So, as we embrace the longer daylight hours, let’s adjust our internal clocks and make the most of the brighter evenings! 

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