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Use a Debt Repayment Calculator to Build Your Payoff Plan

Stop Guessing. Start Calculating. Knowing you have debt is one thing. Knowing exactly when it will be gone — and how much interest you'll pay along the way — is something entirely different. That's where a Debt Repayment Calculator earns its keep. Whether you're carrying a credit card balance, a car loan, a student loan, or a combination of all three, a repayment calculator takes the guesswork out of your payoff journey and puts you in the driver's seat. What Does a Debt Repayment Calculator Do? A debt repayment calculator takes three simple inputs: Your current balance — how much you owe today Your interest rate — the annual percentage rate (APR) on the debt Your monthly payment — what you're paying (or plan to pay) each month From there, it instantly tells you: Your payoff date — the exact month and year you'll be debt-free Total interest paid — the real cost of carrying that balance Interest saved — how much you'd save by increasin...
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Daylight Saving Time: Spring Forward and Lose an Hour of Sleep

 

Did you remember to set your clocks ahead an hour before going to bed last night? The seasonal tradition of “springing forward” meant most people in Canada moved their clocks an hour forward, switching to daylight time. The change happens for much of the country at 2 a.m. local time. Yukon and most of Saskatchewan keep their clocks the same year-round.

Michael Antle, a University of Calgary psychology professor, says the impacts of the time change will be felt for a while. But, he says, people can go to bed a little earlier and give themselves extra time in the morning to help combat sleepiness.

So, as we embrace the longer daylight hours, let’s adjust our internal clocks and make the most of the brighter evenings! 

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