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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Early Signs of Multiple Sclerosis (MS) in Women

 

                                


Multiple sclerosis (MS) is a chronic disease that affects the central nervous system, including the brain and spinal cord. While there’s no single definitive test for MS, recognizing its early symptoms can empower you to take action. Here are some common signs to watch out for:

  1. Foot Numbness and Tingling: If your foot frequently falls asleep or experiences pins-and-needles sensations, it could be an early sign of MS. This numbness and tingling may occur due to disrupted nerve signals.

  2. Vision Problems: Blurred vision, double vision, or sudden visual disturbances can be indicative of MS. Optic neuritis, an inflammation of the optic nerve, is a common early symptom.

  3. Muscle Weakness and Fatigue: Feeling unusually weak or fatigued, especially in the limbs, might be an early warning sign. MS affects muscle strength and coordination.

  4. Balance Issues and Dizziness: Unsteadiness, difficulty maintaining balance, and episodes of dizziness can be related to MS. These symptoms may impact daily activities.

  5. Strange Skin Sensations: Some women with MS report abnormal sensations like burning, itching, or crawling on the skin. These sensations can occur without any apparent cause.

  6. Slowed Thinking and Cognitive Changes: MS can affect cognitive function, leading to memory problems, difficulty concentrating, and slowed thinking.

Remember, early diagnosis is crucial for managing MS effectively. If you experience any of these symptoms, consult your doctor promptly. While MS is incurable, treatments and therapies can help slow its progression and improve quality of life.

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