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5 Things to Know Today: BoC Decision Looms, TSX Sits Near Record Highs

  Saturday, July 11, 2026 Here's what Canadians need to know heading into the week, as markets brace for the Bank of Canada's rate decision and the CUSMA trade file keeps grinding along. 1. The Bank of Canada decides Wednesday, and a hold is all but locked in The Bank of Canada's next rate announcement lands July 15, and virtually every economist on Bay Street expects the overnight rate to stay parked at 2.25% — what would be a sixth straight pause. A stronger-than-expected June jobs report has taken away any urgency to cut, while cooling inflation and lingering trade uncertainty argue against a hike. Expect the accompanying statement to lean on familiar language: steady as she goes. 2. June's jobs report beat expectations, and the jobless rate ticked down Statistics Canada reported employers added roughly 18,000 jobs in June, ahead of forecasts and building on May's much larger 88,000-job gain. The unemployment rate slipped to 6.5%, back to where it stood in Januar...
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Navigating Divorce: The Power of Pre-Nuptial Agreements

 

When it comes to marriage, love and commitment are often at the forefront of our minds. But what about practical considerations? What happens when love fades, and the practicalities of dividing assets and responsibilities come into play? That’s where pre-nuptial agreements (pre-nups) step in.

The ideal outcome with a pre-nup is that you never need to use it. However, life is unpredictable, and there are countless scenarios where having a pre-nup would’ve been helpful. Even for younger couples who may not have significant assets yet, there are compelling reasons to consider one.

Pre-nups aren’t just about safeguarding existing assets. They can also protect what you accumulate during the marriage. Imagine a scenario where one partner inherits a substantial sum from their parents and invests it in the matrimonial home. Without a pre-nup, that windfall could become a point of contention during a divorce. By addressing these financial aspects upfront, couples can avoid messy disputes later on.

Having children significantly impacts a marriage. Whether it’s one parent becoming a stay-at-home caregiver or dealing with daycare costs while both work, children change everything. Pre-nups can provide predictability in divorce proceedings, especially when it comes to spousal support. Sacrifices made for child-rearing should be acknowledged and protected.

Pre-nups can also address growth on assets, whether it’s property or investment accounts. Consider a home brought into the marriage. If the marriage lasts a decade, the property’s value likely appreciates significantly. Without a provision in the pre-nup, an ex-spouse could claim half of that increase. Protecting growth ensures fairness and clarity.

Pre-nups aren’t about planning for failure; they’re about planning for a successful marriage. By addressing financial matters upfront, couples can navigate divorce more smoothly if it ever becomes necessary. So, before you say “I do,” consider the practical side of love and explore the power of pre-nuptial agreements.


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