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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Nikki Haley Suspends Presidential Campaign, Paving the Way for Trump-Biden Rematch

 

Former U.S. Ambassador to the United Nations, Nikki Haley, has made a significant decision that will shape the upcoming U.S. presidential election. On Wednesday, Haley announced her suspension of the presidential campaign, effectively ensuring that Donald Trump will secure the Republican nomination. This development sets the stage for a high-stakes rematch between Trump and Democratic President Joe Biden in November.

Haley’s campaign suspension comes on the heels of Super Tuesday, during which Trump emerged victorious in 14 out of 15 Republican nominating contests. Although Haley outlasted other Republican challengers, she never posed a serious threat to the former president. Trump’s iron grip on the party’s base remained unshaken, despite facing multiple criminal indictments.

Nikki Haley garnered support from deep-pocketed donors who aimed to prevent Trump from securing a third consecutive Republican presidential nomination. Her strong performances in debates—performances that Trump chose to skip—highlighted her appeal to moderate Republicans and independent voters. Notably, she secured almost 40% of the vote in South Carolina and won unaffiliated voters by a wide margin in New Hampshire.

The impending rematch between Trump (77 years old) and Biden (81 years old) marks the first repeat U.S. presidential contest since 1956. However, it’s a contest that few Americans desire. Both candidates face low approval ratings among voters, and the election promises to deepen the existing political polarization in the country.

Biden portrays Trump as an existential threat to democratic principles, while Trump continues to re-litigate his false claims of victory in the 2020 election. As the nation braces for this divisive showdown, the question remains: Can either candidate bridge the gap and unite a fractured electorate?

In the end, Nikki Haley’s decision to step aside clears the path for a Trump-Biden rematch—one that will undoubtedly capture the attention of the entire nation.


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