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Budget 2026 Lands Nov. 5: What to Do (and Not Do) With Your RRSP and TFSA First

  CANADIAN MONEY BRIEF  |  FEATURE  |  OCT. 23, 2026 The federal budget is 13 days away, tax-reform calls are getting louder, and “act now” headlines are about to pile up. Here’s what is actually confirmed, what is just lobbying, and what to leave alone. Finance Minister François-Philippe Champagne told the House of Commons on Oct. 20 that Budget 2026 will be tabled on Nov. 5 . It is the second budget since the Liberals moved the fiscal plan to the fall, and it lands two days after the U.S. midterm elections. Between now and then, expect a flood of speculation about RRSPs, TFSAs and capital gains. Before you move a dollar, it helps to separate three things: what’s confirmed, what’s being asked for, and what the rules say today. Key dates on your calendar Oct. 28 Bank of Canada rate decision (9:45 a.m. ET) Oct. 29 Ontario fall economic statement Nov. 3 U.S. midterm elections Nov. 5 Federal Budget 2026 Dec. 9 Final Bank of Canada decision of 2026 Mar. 1, 2027 RRSP...
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St. Patrick’s Day: History, Celebrations, and Fun Facts


 St. Patrick’s Day, celebrated annually on March 17, holds a rich history that intertwines religion, culture, and legend. Let’s delve into the fascinating origins of this festive day:

  1. Who Was St. Patrick?

    • Saint Patrick, born in Roman Britain during the fifth century, is the patron saint of Ireland and its national apostle.
    • At the age of 16, he was kidnapped and brought to Ireland as a slave. After escaping, he returned to Ireland and is credited with bringing Christianity to its people.
    • One of the most well-known legends associated with St. Patrick is that he used the three leaves of a native Irish clover, the shamrock, to explain the Holy Trinity (Father, Son, and Holy Spirit).

  2. Early Observance in Ireland:

    • For over 1,000 years, the Irish have observed St. Patrick’s Day as a religious holiday.
    • During the Christian season of Lent, Irish families traditionally attended church in the morning and celebrated in the afternoon.
    • Lenten prohibitions against meat consumption were waived, allowing people to dance, drink, and feast on the traditional meal of Irish bacon and cabbage.

  3. First St. Patrick’s Day Parade:

    • Surprisingly, the first St. Patrick’s Day parade did not take place in Ireland but in America.
    • Records show that a parade was held on March 17, 1601, in a Spanish colony in what is now St. Augustine, Florida.
    • Homesick Irish soldiers serving in the English military marched in New York City on March 17, 1772, to honor the Irish patron saint.
    • Enthusiasm for St. Patrick’s Day parades in New York City, Boston, and other American cities continued to grow.

  4. Growth of Celebrations:

    • Irish patriotism among American immigrants flourished, leading to the rise of “Irish Aid” societies.
    • These societies held annual parades featuring bagpipes and drums.
    • In 1848, several New York Irish Aid societies united their parades to form the world’s oldest civilian parade: the New York City St. Patrick’s Day Parade, which remains the largest in the United States with over 150,000 participants.

So, as we celebrate St. Patrick’s Day, let’s raise a glass to the enduring legacy of this beloved holiday! 

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