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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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U.S. and Israeli Defense Chiefs Discuss Strategies Amid Escalating Tensions in Gaza

 

As tensions escalate in the Gaza region, U.S. Defense Secretary Lloyd Austin and Israeli Defense Minister Yoav Gallant held a crucial meeting to address the ongoing crisis. Here are the key points from their discussion:

  1. Cease-Fire and Humanitarian Concerns:

    • The United States recently abstained from using its veto power in a United Nations Security Council vote, which called for an immediate cease-fire in Gaza.
    • Israel canceled a high-level delegation’s visit to Washington in response to the vote.
    • The focus of the meeting was on Israel’s plans to launch an offensive in Gaza’s southernmost city of Rafah, where over a million displaced people have sought shelter.
    • U.S. officials emphasized the need to address the threat posed by Hamas while ensuring civilian safety.

  2. Israel’s Determination and Challenges:

    • Israeli Prime Minister Benjamin Netanyahu has expressed determination to launch a military operation in Rafah.
    • He believes that Hamas cannot be defeated unless Israel targets four battalions, consisting of thousands of fighters, who are sheltering in the city.
    • The offensive has already resulted in significant casualties and displacement in Gaza.

  3. Lessons from Urban Operations:

    • The discussions included insights from the U.S.'s own experiences in conducting operations in urban environments.
    • Balancing military objectives with civilian safety remains a critical challenge.

  4. U.S. Position and International Pressure:

    • The U.S. abstention at the Security Council vote was a departure from its consistent stance during the conflict.
    • Israel expressed concern that this move might give Hamas hope that international pressure could force a cease-fire without securing the release of hostages.

In this delicate situation, both nations grapple with the complexities of military action, humanitarian needs, and regional stability. The outcome of their discussions will have far-reaching implications for the people of Gaza and the broader Middle East. 

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