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Big Bank Earnings Are In: What They Reveal About Your Mortgage Stress

  August 26, 2026 Canada's biggest banks are in the middle of reporting Q3 2026 results, and so far the headline numbers look strong. BMO and Scotiabank both beat analyst estimates this week, and National Bank of Canada reported this morning. RBC, TD, and CIBC follow Thursday, closing out the sector's earnings season. But the number that actually matters to most Canadians isn't profit — it's what the banks are setting aside for loans that might go bad, and what they're saying about who's struggling to keep up. That's where the picture gets more interesting than the headlines suggest. The headline numbers BMO kicked off the week with adjusted profit up 22% year-over-year and return on equity climbing to 14%, with the bank reiterating its target of 15% ROE by the end of fiscal 2027. Scotiabank posted what CEO Scott Thomson called a record quarter: net income of $3 billion, up 21% year-over-year, with adjusted ROE hitting 14.2% — clearing the bank's own med...
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Beating Seasonal Allergies Naturally


Beating seasonal allergies without medication can be a game-changer for those who want to enjoy the outdoors without the sneezing, itching, and congestion. While medications are effective, there are several natural approaches you can try to alleviate symptoms. Here are some tried-and-true techniques:

  1. Limit Outdoor Exposure:

    • Pollen counts tend to be highest during midday and early evening. If possible, stay indoors during these peak times.
    • When venturing outside, consider wearing sunglasses to protect your eyes from pollen.

  2. Use Air Conditioning:

    • Both in your car and at home, air conditioning can help filter out allergens.
    • Consider using a HEPA filter in your home to trap airborne particles.

  3. Keep Windows Closed:

    • On high-pollen days, keep windows and doors shut to prevent allergens from entering your living spaces.

  4. Shower and Change Clothes After Being Outdoors:

    • Pollen can cling to your skin, hair, and clothing. A quick shower and change of clothes can help remove allergens.

  5. Nasal Rinses:

    • Use a saline solution (saltwater) in a neti pot or squeeze bottle to rinse out your sinuses. This can help clear out pollen and reduce congestion.

  6. Identify Allergy Triggers:

    • Knowing what you’re allergic to can help you avoid specific triggers. For example, if you’re allergic to tree pollen, stay informed about local pollen forecasts.

Remember that everyone’s allergies are unique, so experiment with these techniques to find what works best for you. And don’t hesitate to consult with a healthcare professional if your symptoms persist or worsen. Enjoy the great outdoors while keeping those pesky allergies at bay! 


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