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Rate Watch: Best GIC, Savings and Mortgage Rates in Canada (Nov 13, 2026)

  Rate Watch | Canadian Money Brief Best GIC, Savings and Mortgage Rates in Canada Today Friday, November 13, 2026 • Bank of Canada rate 2.50% • Prime 4.70% The Bank of Canada raised its policy rate to 2.50% on October 28. Savers saw very little of it: GIC rates barely moved, and big-bank savings accounts still pay next to nothing. Borrowers saw more of it: the lowest 5-year fixed mortgage rate crept up from 4.34% to 4.44% after bond yields jumped. Here is where the best rates sit today. 4.05% Best 1-yr GIC WealthONE 4.55% Best 5-yr GIC WealthONE 2.85% Top HISA (no promo) WealthONE / Saven 4.44% Lowest 5-yr fixed insured mortgage 3.60%+ Lowest 5-yr variable insured mortgage Best GIC Rates Term Best rate Provider Runner-up 1 year 4.05% WealthONE Bank of Canada Achieva Financial 3.95% 2 years 4.30% WealthONE Bank of Canada Achieva Financial 4.10% 3 years 4.40% WealthONE Bank of Canada MCAN, Oaken, Saven 4.30% 5 years 4.55% WealthONE Bank of Canada Oaken Financial 4.50% Big banks, 1 y...
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Safely Viewing the Solar Eclipse with a Cereal Box: A Simple DIY Guide

 

The upcoming solar eclipse on April 8th promises to be a celestial spectacle, and witnessing it safely is essential. While specialized eclipse glasses are recommended, you can also create a simple and effective viewer using a cereal box and a few household items. Let’s dive into the steps:

Materials Needed:

  1. Empty Cereal Box: Grab an empty cereal box from your kitchen.
  2. White Paper or Cardboard: Cut a piece that fits snugly into the bottom of the cereal box.
  3. Tin Foil: You’ll need this to create a pinhole projector.
  4. Tape or Glue: To secure the paper and tin foil in place.

Step-by-Step Instructions:

  1. Trace and Cut: Trace the bottom of the cereal box onto the white paper or cardboard. Cut out the traced rectangle.
  2. Top Opening: Cut off the side tabs on the top of the box, leaving the center intact.
  3. Tin Foil Cover: Tape a piece of tin foil over one of the openings at the top of the cereal box.
  4. Viewing Position: Stand with your back to the sun and look into the larger hole cut into the top of the cereal box. The sun’s image will be projected through the hole in the aluminum foil onto the white paper at the bottom of the box. This allows you to safely view the eclipse without directly looking at the sun.

Remember, improper observation of the sun during an eclipse can lead to eclipse blindness or retinal burns. Use this cereal box viewer as a safe alternative to enjoy the cosmic event. Happy eclipse watching! 

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