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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Solar Eclipse 2024: A Celestial Spectacle Over Canada

 


On April 8, 2024, Canadians will witness a rare and awe-inspiring event—the total solar eclipse. As the Moon gracefully glides between the Sun and Earth, several parts of the country will experience moments of darkness during this celestial dance.

Where and When to Catch the Eclipse

  • Totality Cities: Key cities like Niagara Falls and Kingston in Ontario, Montreal, Fredericton, Summerside (P.E.I.), and Gander (N.L.) will be plunged into darkness for several minutes.
  • Partial Eclipse: Other locations such as Vancouver, Calgary, Regina, Winnipeg, and Toronto will witness partial total eclipses.
  • Timings: The partial eclipse begins around 2 p.m. EDT as it enters Canada’s southeastern Ontario border. In the northeastern Canadian regions along the path, expect the sun’s light to gradually dim around 4 p.m. EDT.

Once in a Lifetime

Considering that the last time a total solar eclipse crossed Canada was in 1979, this event is truly exceptional. It’s no wonder Canadians are eagerly flocking to prime viewing spots. After all, the next one won’t grace our skies until 2044!

Safety First

As you prepare to witness this cosmic spectacle, remember to protect your eyes with proper eclipse glasses. Chaos may not ensue, but excitement certainly will. Let’s marvel at the universe’s grandeur together!

For live updates and on-the-ground coverage in Niagara Falls, Vancouver, Halifax, and Toronto, follow along with Yahoo Canada. And don’t forget to mark your calendars—April 8, 2024—a day when the heavens put on a show just for us.

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