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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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Israeli Tanks Advance in Rafah, Forcing Residents to Flee Again

 

In a distressing escalation of violence, Israeli tanks, backed by warplanes and drones, have penetrated deeper into the western part of the Gaza Strip city of Rafah. According to residents and Palestinian medics, eight people lost their lives in this latest incursion. The tanks moved into five neighborhoods after midnight, leaving a trail of destruction and panic among the population.

The Al-Mawasi area, further west of the coastal enclave, bore the brunt of heavy shelling and gunfire. Displaced Palestinians, who had already fled their homes due to previous Israeli strikes, sought refuge in tent camps. However, even these temporary shelters were not spared as bullets and shells rained down on them.

Despite international efforts to mediate a ceasefire, the conflict persists. Israel’s stated goal of wiping out Hamas and freeing Israeli hostages remains unmet, while Gaza continues to suffer. The Rafah crossing, the primary link for most of Gaza’s population with the outside world, lies in ruins, its buildings burnt, and Israeli tanks now positioned there.

As the situation remains dire, the world watches, hoping for an end to the violence and a path toward peace. But for now, the people of Rafah face another night of horror, caught in the crossfire of a seemingly unending conflict.

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