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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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Project 2025: Shaping America’s Future

 

As the 2024 U.S. presidential election looms, a lesser-known initiative called Project 2025 has emerged on the political landscape. Let’s delve into what it is and why it matters.

  1. What Is Project 2025?

    • Project 2025, also known as the Presidential Transition Project, is a strategic effort led by the conservative think tank The Heritage Foundation. Its mission? To prepare for a potential Republican victory in the 2024 election.
    • Essentially, Project 2025 serves as a government-in-waiting, ready to step into action if a conservative candidate—such as former President Donald Trump—takes office on January 20, 2025.

  2. Four Pillars of Project 2025:

    • Policy Agenda: Drawing from the expertise of the entire conservative movement, Project 2025 aims to create a comprehensive policy guide for the incoming administration. Specific proposals will address major issues facing the country.
    • Personnel Database: Having the right people in place is crucial. The project casts a wide net to identify conservatives from various backgrounds who can serve in key roles within the next conservative administration.
    • Training: To transform this talent pool into effective administrators, Project 2025 provides workshops, seminars, online videos, and mentorship. Experienced experts share their knowledge to prepare future leaders.
    • 180-Day Playbook: With a sense of urgency, the project develops a playbook for the first 180 days of the new administration. Its goal? To swiftly address the impact of left-leaning policies on Americans.

  3. Why It Matters:

    • Project 2025 isn’t just theoretical; it’s a practical effort to reshape the federal government. Whether or not it becomes reality depends on the election outcome, but its influence could be significant.
    • As voters tune in to the presidential debate, they should keep an eye on how candidates align with or diverge from the principles outlined by Project 2025. It’s a glimpse into the potential future of governance in America.


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