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Bank of Canada Rate Decision Countdown: What to Expect on July 15

  Published July 4, 2026 In eleven days, the Bank of Canada will make its fifth interest rate call of 2026. If you've got a mortgage renewing, a variable rate that moves with the Bank's decisions, or savings sitting in a high-interest account, this is the date to have circled. Here's where things stand heading into July 15, and what the smart money is expecting. Where the rate sits right now The Bank of Canada has held its policy rate at 2.25% since its last two decisions, with the Bank Rate at 2.50% and the deposit rate at 2.20%. The July 15 announcement, released at 9:45 a.m. ET, will also come with a full Monetary Policy Report, since the Bank publishes its detailed economic projections quarterly alongside the January, April, July, and October decisions. Why most economists expect another hold The case for standing pat comes down to two forces pulling in opposite directions: Inflation is running hot, but mostly for one reason. Canada's headline inflation rate jumped...
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Project 2025: Shaping America’s Future

 

As the 2024 U.S. presidential election looms, a lesser-known initiative called Project 2025 has emerged on the political landscape. Let’s delve into what it is and why it matters.

  1. What Is Project 2025?

    • Project 2025, also known as the Presidential Transition Project, is a strategic effort led by the conservative think tank The Heritage Foundation. Its mission? To prepare for a potential Republican victory in the 2024 election.
    • Essentially, Project 2025 serves as a government-in-waiting, ready to step into action if a conservative candidate—such as former President Donald Trump—takes office on January 20, 2025.

  2. Four Pillars of Project 2025:

    • Policy Agenda: Drawing from the expertise of the entire conservative movement, Project 2025 aims to create a comprehensive policy guide for the incoming administration. Specific proposals will address major issues facing the country.
    • Personnel Database: Having the right people in place is crucial. The project casts a wide net to identify conservatives from various backgrounds who can serve in key roles within the next conservative administration.
    • Training: To transform this talent pool into effective administrators, Project 2025 provides workshops, seminars, online videos, and mentorship. Experienced experts share their knowledge to prepare future leaders.
    • 180-Day Playbook: With a sense of urgency, the project develops a playbook for the first 180 days of the new administration. Its goal? To swiftly address the impact of left-leaning policies on Americans.

  3. Why It Matters:

    • Project 2025 isn’t just theoretical; it’s a practical effort to reshape the federal government. Whether or not it becomes reality depends on the election outcome, but its influence could be significant.
    • As voters tune in to the presidential debate, they should keep an eye on how candidates align with or diverge from the principles outlined by Project 2025. It’s a glimpse into the potential future of governance in America.


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