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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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Zoonotic Diseases: Understanding the Jump from Animals to Humans

 

Zoonotic diseases are those that naturally transfer from vertebrate animals to humans. These infections can pose risks to human health, and some of the most notable examples include:

  1. COVID-19: The pandemic caused by the SARS-CoV-2 virus originated from animals, likely bats, and spread globally. Although the risk to humans is generally low, the virus continues to impact lives worldwide.

  2. Avian Flu (H5N1): Also known as bird flu, this zoonotic disease has affected both birds and humans. While human cases are relatively rare, scientists remain concerned about its potential to spread further.

  3. Ebola Virus: Ebola outbreaks have occurred in Africa, with the virus crossing from animals (likely bats or primates) to humans. These outbreaks can be severe and deadly.

  4. Salmonellosis: Caused by Salmonella bacteria, this zoonotic infection often results from consuming contaminated food or water. It can cause gastrointestinal symptoms in humans.

Understanding zoonotic diseases is crucial for preventing future outbreaks. Factors like climate change and increased human-animal interactions contribute to their emergence. As we navigate these risks, vigilance and research remain essential to safeguarding public health. 

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