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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...
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New Union Demands Cast Doubt on LCBO Strike Resolution

 

The tentative agreement reached between the Liquor Control Board of Ontario (LCBO) and the Ontario Public Service Employees Union (OPSEU) to end the ongoing strike is now in jeopardy. Despite initial optimism, the union has raised concerns over the LCBO’s refusal to sign a return-to-work protocol, a crucial step for the workers to resume their duties.

The strike, which began on July 5, has seen over 9,000 LCBO employees walk off the job, leading to widespread store closures across Ontario. The tentative deal, announced on July 19, included wage increases and other benefits. However, by the afternoon, the union accused the LCBO of bad faith bargaining, claiming the employer introduced new demands post-agreement.

The LCBO, on the other hand, has stated that the union’s additional demands were unexpected and should have been addressed during the initial negotiations. The board plans to file an unfair labour practice complaint against OPSEU.

As both parties return to the bargaining table, the future of the agreement remains uncertain, leaving Ontarians to face continued disruptions in liquor store services.


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