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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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President Biden Reaffirms His Capability Despite Brief Stumble During NATO Remarks

In a high-stakes address at the NATO summit, President Joe Biden took the opportunity to reaffirm his fitness to serve as President, following a minor slip that briefly interrupted his speech. The incident, which occurred as Biden was ascending the stage, was quickly managed, and the President swiftly resumed his remarks.

Biden, 80, addressed concerns about his age and physical condition head-on. “Let me be clear,” he stated firmly, “I am fully capable of performing my duties as President. My commitment to our allies and to the American people is unwavering.” He emphasized his administration’s achievements and the crucial role the U.S. continues to play on the global stage.

The NATO summit, held in Vilnius, Lithuania, comes at a critical time as the alliance navigates complex challenges, including the ongoing conflict in Ukraine and rising tensions with Russia. Biden’s speech highlighted the importance of unity among NATO members and reiterated the United States’ commitment to collective defense.

Despite the brief stumble, Biden’s address was well-received, with leaders from allied nations expressing confidence in his leadership. The President’s ability to address concerns about his health while simultaneously focusing on significant geopolitical issues underscored his resilience and experience in handling both domestic and international affairs.

The President’s remarks also included a call for increased support for Ukraine, reaffirming NATO’s stance against Russian aggression. “Our support for Ukraine remains steadfast. We must continue to stand together in defense of freedom and democracy,” Biden declared, urging for continued aid and solidarity among NATO members.

This appearance is part of a broader effort by the Biden administration to reassure both domestic and international audiences of the President’s capabilities and the U.S.'s commitment to its allies. While Biden’s age has been a topic of discussion, his ability to effectively navigate and address critical issues at such a pivotal moment demonstrates his preparedness and dedication to his role as Commander-in-Chief.


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