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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...
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Urgent Warning for Tourists: New Covid Variant Surge in Greece

 

Tourists planning to visit Greece this summer are being urgently warned about a significant rise in Covid-19 cases due to a new variant known as FLiRT. The Greek National Public Health Organization (EODY) has reported a sharp increase in hospital admissions, with 669 new Covid patients admitted from July 8 to 14, marking a 44% rise compared to the previous four weeks.

The surge in cases has led to the reintroduction of protective measures in some hospitals, including the Metaxa Oncology Hospital in Piraeus, Athens. Visitors are now required to wear masks and adhere to a 48-hour rapid test requirement. The President of the Hospital Doctors’ Union of Athens and Piraeus, Matina Pagoni, emphasized the seriousness of the situation, noting the significant number of hospitalizations and deaths.

Symptoms of the FLiRT variant are similar to earlier Covid strains and include fever, cough, fatigue, loss of taste or smell, sore throat, body aches, shortness of breath, headache, and runny nose. Tourists are advised to take necessary precautions and stay informed about the latest health guidelines to ensure their safety during their travels.

Stay safe and enjoy your travels responsibly!

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