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Canada's Housing Market Just Showed Its Strongest Sign of Life in 2026

  July 6, 2026 May sales jumped 5.5% nationally, listings tightened, and prices broke back above $700,000 — here's what it actually means if you're buying or selling in Ontario. The headline: After the slowest start to a year in recent memory, Canadian home sales rose 5.5% from April to May 2026 — the first real sign of momentum this year, according to the Canadian Real Estate Association (CREA). What actually happened in May National home sales climbed 5.5% month-over-month in May, the strongest single-month gain of 2026 so far. New listings pulled back slightly, down 1%, and that combination tightened the national sales-to-new-listings ratio to 49.2%, up from 46.2% in April. For context, anything between 45% and 65% is generally considered a balanced market, so Canada has moved off the buyer-friendly end of that range and toward the middle. The national average home price came in at $702,079, up 1.5% year-over-year and the first time it has topped $700,000 in nearly two year...
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Make a Day Out of It: How to Save Money on Cross-Border Shopping

 

Cross-border shopping can be a fun and cost-effective way to find unique products and great deals. Here are some tips to help you save money while making the most of your trip:

  1. Plan Ahead: Before you head out, research the stores you want to visit and check for any ongoing sales or promotions. Websites and apps can help you compare prices and find the best deals.

  2. Monitor Exchange Rates: Keep an eye on the exchange rate between the Canadian dollar and the U.S. dollar. Converting your money when the rate is favorable can save you a significant amount.

  3. Use the Right Credit Card: Consider using a credit card that doesn’t charge foreign transaction fees. Some Canadian banks offer U.S.-based credit cards, which can help you avoid extra charges.

  4. Join Loyalty Programs: Many U.S. retailers offer discounts for joining their loyalty programs or mailing lists. Sign up in advance to take advantage of these savings.

  5. Shop in Tax-Free States: Some U.S. states, like Delaware and Oregon, have no sales tax. If possible, plan your shopping trips to these states to save on taxes.

  6. Fill Up on Gas: Gasoline is often cheaper in the U.S. than in Canada. Fill up your tank before heading back to save on fuel costs.

  7. Stay Overnight: If you plan to make large purchases, consider staying overnight. This can increase your duty-free allowance, allowing you to bring back more goods without paying extra duties.

  8. Check for Coupons and Discounts: Look for coupons and discount codes online before you go. Websites like RetailMeNot can be a great resource for finding additional savings.

  9. Compare Prices: Some items might be cheaper in Canada, even with the exchange rate. Compare prices online to ensure you’re getting the best deal.

  10. Have Fun: Make your shopping trip enjoyable by going with friends or family. Treat yourself to experiences or items you can’t find in Canada, and make a day out of it!

By planning ahead and taking advantage of these tips, you can save money and enjoy a successful cross-border shopping trip. Happy shopping!


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