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5 Things to Know Today: TSX Recap, Oil Eases, Loonie Under Pressure & Alberta's Pipeline Announcement (July 3, 2026)

  Friday, July 3, 2026 Here's what's moving markets and your money this morning — from Bay Street to the pumps to Ottawa. 1. TSX gains as investors digest a mixed session The S&P/TSX Composite closed up 0.31% on Thursday at 34,966.67 points (+109.68), its first full trading day back after the Canada Day holiday. Financials were mixed — Brookfield edged higher while TD Bank slipped nearly 1% — but mining stocks got a lift as gold prices ticked up, with Barrick and Franco-Nevada both up more than 3%. Shopify was the standout, jumping over 5% after settling a dispute with Shopline. 2. Oil prices ease as Iran-US talks continue in Doha Crude prices pulled back further and are now trading closer to pre-conflict levels after another round of indirect US-Iran talks in Doha, even though the sides didn't reach a breakthrough. That's welcome news for anyone filling up this long weekend, and it's also easing some of the energy-driven inflation pressure that's been compl...
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Make a Day Out of It: How to Save Money on Cross-Border Shopping

 

Cross-border shopping can be a fun and cost-effective way to find unique products and great deals. Here are some tips to help you save money while making the most of your trip:

  1. Plan Ahead: Before you head out, research the stores you want to visit and check for any ongoing sales or promotions. Websites and apps can help you compare prices and find the best deals.

  2. Monitor Exchange Rates: Keep an eye on the exchange rate between the Canadian dollar and the U.S. dollar. Converting your money when the rate is favorable can save you a significant amount.

  3. Use the Right Credit Card: Consider using a credit card that doesn’t charge foreign transaction fees. Some Canadian banks offer U.S.-based credit cards, which can help you avoid extra charges.

  4. Join Loyalty Programs: Many U.S. retailers offer discounts for joining their loyalty programs or mailing lists. Sign up in advance to take advantage of these savings.

  5. Shop in Tax-Free States: Some U.S. states, like Delaware and Oregon, have no sales tax. If possible, plan your shopping trips to these states to save on taxes.

  6. Fill Up on Gas: Gasoline is often cheaper in the U.S. than in Canada. Fill up your tank before heading back to save on fuel costs.

  7. Stay Overnight: If you plan to make large purchases, consider staying overnight. This can increase your duty-free allowance, allowing you to bring back more goods without paying extra duties.

  8. Check for Coupons and Discounts: Look for coupons and discount codes online before you go. Websites like RetailMeNot can be a great resource for finding additional savings.

  9. Compare Prices: Some items might be cheaper in Canada, even with the exchange rate. Compare prices online to ensure you’re getting the best deal.

  10. Have Fun: Make your shopping trip enjoyable by going with friends or family. Treat yourself to experiences or items you can’t find in Canada, and make a day out of it!

By planning ahead and taking advantage of these tips, you can save money and enjoy a successful cross-border shopping trip. Happy shopping!


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