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Your daily horoscope: January 4, 2026

  IF TODAY IS YOUR BIRTHDAY It’s good that you are ambitious and it’s good that you know what you want to achieve but you must be flexible as to how you get from where you are now to where you most want to be. There’s more than one route to success. ARIES (March 21 - April 20): If you turn on the charm over the next few days there is no limit to what you can accomplish. Cosmic activity in the career area of your chart will make it easy for you to win round those who previously doubted your every move. TAURUS (April 21 - May 21): Don’t try to control what is going on around you, just sit back and enjoy the ride. There are so many influences working in your favor now that you cannot possibly do anything wrong. Listen to your heart and do exactly as it tells you. GEMINI (May 22 - June 21): If other people want to make a fuss over trivial matters that’s up to them but you are under no obligation to follow their example. While they moan and groan about how hard life is you will be glidi...
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Make a Day Out of It: How to Save Money on Cross-Border Shopping

 

Cross-border shopping can be a fun and cost-effective way to find unique products and great deals. Here are some tips to help you save money while making the most of your trip:

  1. Plan Ahead: Before you head out, research the stores you want to visit and check for any ongoing sales or promotions. Websites and apps can help you compare prices and find the best deals.

  2. Monitor Exchange Rates: Keep an eye on the exchange rate between the Canadian dollar and the U.S. dollar. Converting your money when the rate is favorable can save you a significant amount.

  3. Use the Right Credit Card: Consider using a credit card that doesn’t charge foreign transaction fees. Some Canadian banks offer U.S.-based credit cards, which can help you avoid extra charges.

  4. Join Loyalty Programs: Many U.S. retailers offer discounts for joining their loyalty programs or mailing lists. Sign up in advance to take advantage of these savings.

  5. Shop in Tax-Free States: Some U.S. states, like Delaware and Oregon, have no sales tax. If possible, plan your shopping trips to these states to save on taxes.

  6. Fill Up on Gas: Gasoline is often cheaper in the U.S. than in Canada. Fill up your tank before heading back to save on fuel costs.

  7. Stay Overnight: If you plan to make large purchases, consider staying overnight. This can increase your duty-free allowance, allowing you to bring back more goods without paying extra duties.

  8. Check for Coupons and Discounts: Look for coupons and discount codes online before you go. Websites like RetailMeNot can be a great resource for finding additional savings.

  9. Compare Prices: Some items might be cheaper in Canada, even with the exchange rate. Compare prices online to ensure you’re getting the best deal.

  10. Have Fun: Make your shopping trip enjoyable by going with friends or family. Treat yourself to experiences or items you can’t find in Canada, and make a day out of it!

By planning ahead and taking advantage of these tips, you can save money and enjoy a successful cross-border shopping trip. Happy shopping!


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