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Budget 2026 Lands Nov. 5: What to Do (and Not Do) With Your RRSP and TFSA First

  CANADIAN MONEY BRIEF  |  FEATURE  |  OCT. 23, 2026 The federal budget is 13 days away, tax-reform calls are getting louder, and “act now” headlines are about to pile up. Here’s what is actually confirmed, what is just lobbying, and what to leave alone. Finance Minister François-Philippe Champagne told the House of Commons on Oct. 20 that Budget 2026 will be tabled on Nov. 5 . It is the second budget since the Liberals moved the fiscal plan to the fall, and it lands two days after the U.S. midterm elections. Between now and then, expect a flood of speculation about RRSPs, TFSAs and capital gains. Before you move a dollar, it helps to separate three things: what’s confirmed, what’s being asked for, and what the rules say today. Key dates on your calendar Oct. 28 Bank of Canada rate decision (9:45 a.m. ET) Oct. 29 Ontario fall economic statement Nov. 3 U.S. midterm elections Nov. 5 Federal Budget 2026 Dec. 9 Final Bank of Canada decision of 2026 Mar. 1, 2027 RRSP...

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Your daily horoscope: August 8, 2024

 

HOROSCOPES IF TODAY IS YOUR BIRTHDAY

A new friendship, or maybe even a new romance, will light up your life over the next 12 months and the pleasure you get from it will have a knock-on effect on your working relationships as well. Treat people well and they will treat you even better.

ARIES (March 21 - April 20):

You may be tempted to retreat into your shell and keep the big, bad world at bay but that approach is unlikely to work for long. Instead, try identifying why you are under so much pressure and then find innovative ways to do something about it.

TAURUS (April 21 - May 21):

It’s quite possible that you could go over the top emotionally today, especially if you feel that you are being ignored or in some other way treated unfairly. Whatever the provocation, don’t lose your cool, because it may take a while to find it again.

GEMINI (May 22 - June 21):

Mars in your sign makes it easy for you to take chances but other aspects warn this may not be the best time to push boundaries. Also, if someone you work with is critical of your actions find out why they feel that way, don’t just get angry.

CANCER (June 22 - July 23):

Venus in the travel area of your chart makes this a good time to get away with family and friends but as Mercury is now moving retrograde you must plan your route carefully. If you just head out into the wide blue yonder you could get lost!

LEO (July 24 - Aug. 23):

You may be of the opinion that if you had more cash in your pocket you would be happier but that isn’t necessarily true. Attitude is everything and if you think rich today you will be rich in ways that don’t just require more money or possessions.

VIRGO (Aug. 24 - Sept. 23):

Whatever your No. 1 passion happens to be that is what you must focus on today. Others may say you should concentrate more on tasks that they want you to do but they are wrong – nothing matters more now than your own personal happiness.

LIBRA (Sept. 24 - Oct. 23):

Try not to pay too much attention to what is going on around you today because if you focus on what other people are saying and doing you will be easily distracted. You have an important task to take care of, so pretend you can’t see or hear them.

SCORPIO (Oct. 24 - Nov. 22):

In the greater scheme of things there is no such thing as coincidence and what occurs over the next 24 hours will make you aware that a number of seemingly random events are coming together in a very unrandom way – and very much to your benefit.

SAGITTARIUS (Nov. 23 - Dec. 21):

You may want to believe that a friend or family member can do no wrong but the planets indicate they have in fact made a major error that needs to be dealt with. No one is perfect, not even you, so don’t be too hard on them.


CAPRICORN (Dec. 22 - Jan. 20):

Cosmic activity in the most adventurous area of your chart makes it easy to start something new but because mind planet Mercury is going through its retrograde phase you must plan carefully every step of the way. Be daring but don’t be reckless.

AQUARIUS (Jan. 21 - Feb. 19):

It would appear that someone is trying to keep you in the dark about a situation you want to know more about. You have every right to dig deeper and find out what is going on but there is no guarantee you will be delighted by what you find.

PISCES (Feb. 20 - Mar. 20):

You seem to be flavour of the month at the moment and long may that happy situation continue, but don’t fall into the trap of thinking you can do as you please without fear of the consequences. Others people’s goodwill is unlikely to be limited.

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