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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...
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Your lookahead horoscope for the week of August 11, 2024

 


HOROSCOPES IF TODAY IS YOUR BIRTHDAY

You will find yourself drawn to a cause or movement of some kind over the next few months and the more you get involved the more of a positive impact you will have and the happier you will be. Connect with something bigger and better.

ARIES (March 21 - April 20):

You will find it hard to ignore your emotions this week but that’s okay. It won’t hurt to let others see your vulnerable side and they won’t think any the less of you for it. Be careful though. You don’t want your rivals to think you’ve gone soft!

TAURUS (April 21 - May 21):

You don’t take risks for the fun of it but there are good cosmic reasons why you should take a risk or two now. The planets indicate there is much to be gained by backing your hunches, so trust them even if they seem somewhat illogical.

GEMINI (May 22 - June 21):

You may be in the mood to get things done but the earlier you start and the later you finish the more likely it is you will exhaust yourself, so be sensible and know when to take a break. Balance periods of intense activity with periods of relaxation.

CANCER (June 22 - July 23):

Family issues will weigh on your mind this week and there will be times when you wonder why you bother trying to be fair with loved ones. The reason, of course, is because it is in your nature to care and that isn’t about to change any time soon.

LEO (July 24 - Aug. 23):

The more the critics say your dreams will never come true the more determined you will be to prove them wrong. Anyone who thinks you will allow yourself to be affected by such blatant negativity clearly doesn’t know the first thing about you.

VIRGO (Aug. 24 - Sept. 23):

Even such a self-sufficient sign as Virgo needs help once in a while and if you are smart you will ask for assistance when a task starts getting too much for you. What seems such a challenge for one person will be easily resolved by two or three.

LIBRA (Sept. 24 - Oct. 23):

There is an air of excitement and expectation about your life at the moment and it will increase rapidly over the next few days. The upcoming union of Mars and Jupiter in the most adventurous area of your chart will see you at your very best.

SCORPIO (Oct. 24 - Nov. 22):

There will be a lot of sound and fury in your life over the next few days, so prepare yourself mentally and promise that you won’t add to it by getting worked up about trivial things. You are a serious individual with serious issues to deal with.

SAGITTARIUS (Nov. 23 - Dec. 21):

The more you do for other people the more the universe will do for you, so if you get the chance to assist someone in need don’t hesitate for a single moment, dive right in and do a good deed. They will never stop thanking you for it.

CAPRICORN (Dec. 22 - Jan. 20):

Changes on the work front may be unsettling but they are also exciting, so stop worrying about what the end result might be and focus on making the most of the opportunities coming your way. Change is good for you, so make it your friend.

AQUARIUS (Jan. 21 - Feb. 19):

You may be a nice guy by nature but sometimes you have no choice but to get tough with people who are rude for no good reason. You don’t have to put up with discourteous behaviour, so come down on them quickly and come down on them hard.

PISCES (Feb. 20 - Mar. 20):

The best way to get past a disappointment of some kind is to immerse yourself in an activity that requires 100 per cent focus. If both your mind and body are fully occupied there will be no room for negative emotions to get a hold on you.

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