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Is Now a Good Time to Rent vs. Buy in Canada?

After years of brutal rent hikes that left many Canadians feeling priced out of their own cities, something has quietly shifted: rents are finally falling. But does that mean you should lock in a lease and wait out the housing market — or is this actually the window you've been waiting for to buy? The answer, as always, depends on your city, your finances, and your plans. Here's a clear-eyed breakdown of where things stand in 2026. What's Happening With Rents Right Now The Canadian rental market has undergone a dramatic reversal. After vacancy rates hit record lows in 2023 and rents surged by as much as 8% nationally in a single year, the tide has turned. According to the Canada Mortgage and Housing Corporation (CMHC), the national vacancy rate for purpose-built rental apartments rose to 3.1% in October 2025 — up from 2.2% in 2024 and a record low of just 1.5% in 2023. That 3.1% figure now sits above the 10-year historical average , marking a meaningful shift in the bal...
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The Hidden Costs of “Falling Back”: Navigating the Side Effects of Daylight Saving Time

 

As we approach the end of Daylight Saving Time (DST) and prepare to “fall back” by setting our clocks back one hour, it’s important to understand the potential side effects of this biannual time shift. While gaining an extra hour of sleep might sound appealing, the transition can have several impacts on our health and daily routines.

Sleep Disruption

One of the most immediate effects of the DST switchover is the disruption of our sleep patterns. Although we gain an extra hour of sleep, this change can still disturb our circadian rhythms, leading to temporary sleep issues. It may take a few days for our bodies to adjust to the new schedule, which can result in feelings of grogginess and fatigue.

Mental Health Impacts

The reduction in daylight hours can also affect mental health. Seasonal Affective Disorder (SAD), a type of depression that occurs at certain times of the year, often during the fall and winter months, can be exacerbated by the earlier onset of darkness. The lack of natural light can lead to feelings of sadness, lethargy, and a general decrease in mood.

Physical Health Concerns

The shift in time can also have physical health implications. Studies have shown that the transition can lead to an increase in heart-related issues, such as heart attacks and strokes, particularly during the spring forward period. While the fall back transition is generally less severe, it can still pose risks, especially for those with pre-existing health conditions.

Safety Risks

With the change in daylight hours, there is also an increased risk of accidents. The earlier onset of darkness means that both drivers and pedestrians face reduced visibility during peak travel times, which can lead to a higher incidence of traffic accidents.

Tips for a Smooth Transition

To mitigate the side effects of the DST switchover, consider the following tips:

  • Maintain a Consistent Sleep Schedule: Try to go to bed and wake up at the same time every day, even on weekends.
  • Get Plenty of Natural Light: Spend time outdoors during daylight hours to help regulate your circadian rhythm.
  • Stay Active: Regular physical activity can help improve your mood and energy levels.
  • Be Mindful of Safety: Use extra caution when driving or walking during darker hours.

By being aware of these potential side effects and taking proactive steps, you can better navigate the transition and maintain your well-being during the DST switchover.


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