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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Celestial Spectacle: Final Supermoon of 2024 and Meteor Shower Light Up the Sky

 

Stargazers are in for a treat this Friday night as the final Supermoon of 2024 graces the sky, accompanied by the dazzling Leonid meteor shower. This celestial event promises a spectacular display, with the Full Beaver Moon reaching its peak illumination at 4:29 PM EST.

A Supermoon occurs when the Moon is at its closest point to Earth, making it appear larger and brighter than usual. This is the fourth and final Supermoon of the year, and it won’t be until October 2025 that we witness another one.

Adding to the night’s splendor, the Leonid meteor shower will peak, offering the chance to see up to 15 meteors per hour under ideal conditions. However, the bright Supermoon may obscure all but the brightest meteors. For the best viewing experience, try to catch the meteors during the early morning hours when the Moon is lower in the sky.

Don’t miss this opportunity to witness one of the year’s most stunning astronomical events. Whether you’re an avid astronomer or just enjoy gazing at the night sky, this Supermoon and meteor shower combination is sure to be a memorable sight.


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