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Lawyers Demand Justice After Quebec Teen’s Death

Lawyers representing the family of Nooran Rezayi , a 15-year-old boy fatally shot by police in Longueuil, Quebec, are calling for accountability after allegations of interference in the investigation. Rezayi was killed on September 21, 2025 , in a suburban neighborhood south of Montreal. Quebec’s police watchdog (BEI) has accused local officers of questioning witnesses and attempting to obtain video footage , actions that could compromise the independence of the probe. Lawyers for Rezayi’s family insist such interference cannot go unpunished. The family has filed a $2.2 million lawsuit against the Longueuil police and the city, claiming “unreasonable and disproportionate force” was used against the unarmed teen. His mother, Fahima Rezayi, has urged authorities to ensure accountability, stressing that “this must never happen again.” The case has sparked outrage and renewed calls for reform in Quebec’s policing system. Critics argue that protecting the watchdog’s independence is ess...
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Demystifying Registered Retirement Income Funds (RRIFs): Separating Facts from Fiction

 

A Registered Retirement Income Fund (RRIF) is a popular choice among Canadian retirees for managing their retirement savings. However, there are several misconceptions about RRIFs that can lead to confusion. Let’s explore some key facts and debunk common myths.

Fact: RRIFs Provide a Steady Income Stream

RRIFs are designed to convert your Registered Retirement Savings Plan (RRSP) into a steady income stream during retirement. By the end of the year you turn 71, you must convert your RRSP into an RRIF or another retirement income option.

Fiction: You Can Continue Contributing to an RRIF

Once you convert your RRSP to an RRIF, you cannot make additional contributions. However, your investments within the RRIF can continue to grow tax-deferred until they are withdrawn.

Fact: Minimum Withdrawals Are Mandatory

The Canadian government requires you to withdraw a minimum amount from your RRIF each year, starting the year after you establish the RRIF. The minimum withdrawal amount increases with age.

Fiction: RRIF Withdrawals Are Tax-Free

While the investments within an RRIF grow tax-deferred, the withdrawals are considered taxable income. This means you will pay taxes on the amounts you withdraw, similar to how you would with an RRSP.

Fact: Flexibility in Withdrawals

RRIFs offer flexibility in how you withdraw your funds. You can choose to receive payments monthly, quarterly, or annually, and you can adjust the amount you withdraw, provided it meets the minimum requirement.

Fiction: You Can Only Have One RRIF

You can have multiple RRIFs if you choose. This can provide additional flexibility in managing your retirement income and investment strategies.

Understanding the facts about RRIFs can help you make informed decisions about your retirement planning. By separating fact from fiction, you can better navigate your financial future and ensure a steady income stream during your retirement years.


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