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Bond Yields Are Nearing 5%: What It Means for Your Mortgage and HELOC

  Published September 11, 2026 Something is happening in the bond market this week that matters more to your wallet than the daily swings in the TSX. The yield on the 10-year US Treasury note closed in on 5% on Friday — 4.95% , its highest level since 2023 and approaching territory not seen since 2007 — after climbing 18 basis points in a single week. Canadian bond yields have followed the same path: the 10-year Government of Canada bond hit its highest level in over two years earlier this month, and the 5-year bond — the one that actually sets your fixed mortgage rate — has drifted up to roughly 3.41%, about a quarter-point higher than it was a month ago. If you're renewing a mortgage, shopping for a HELOC, or just trying to figure out whether now is the moment to lock in, here's what's actually going on and what it means for your payments. Why bond yields, not the Bank of Canada, are driving fixed rates right now It's a common mix-up: people watch the Bank of Canada...

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Escaped Monkeys from South Carolina Lab Embark on Unexpected Adventure

 

 In an unexpected turn of events, 43 rhesus macaques have escaped from the Alpha Genesis research facility in Yemassee, South Carolina. The monkeys, bred for medical research, made their break for freedom after an employee failed to fully secure a door during routine feeding and checks.

The monkeys have been spotted in the woods near the facility, and efforts are underway to recapture them using food as bait. Alpha Genesis CEO Greg Westergaard remains optimistic about their safe return, stating, "I think they are having an adventure".

Authorities have assured the public that the monkeys pose no health risk, as they are pathogen-free and harmless. However, residents are advised to keep their distance and report any sightings to local authorities to avoid making the monkeys more skittish and harder to capture.

The monkeys, all female and weighing about 7 pounds each, have been seen exploring the outer fence of the compound and interacting playfully with the monkeys still inside. Police and facility workers are closely monitoring the situation to ensure a safe and swift resolution.

Eve Cooper, a biology professor at the University of Colorado Boulder, cautions that while the monkeys are generally harmless, they can become aggressive if frightened. She advises the public to maintain a safe distance and allow professionals to handle the recapture efforts.

As the search continues, the community remains hopeful for the safe return of these adventurous primates.


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