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Lock In or Stay Variable? What Every Canadian Homeowner Must Decide Before April 29

   Bank of Canada headquarters, Ottawa. Overnight rate held at 2.25% since October 2025. Next decision: April 29, 2026.  The Bank of Canada has held its rate at 2.25% for three straight decisions — but with inflation creeping back up, a Middle East conflict pushing oil prices, and over one million mortgage renewals on the horizon, the stakes of getting this wrong have never been higher. The Canadian Money Brief April 25, 2026 6 min read THE CANADIAN MONEY BRIEF BANK OF CANADA 2.25% 2.25% POLICY RATE HELD SINCE OCT. 2025 · THIRD CONSECUTIVE HOLD NEXT DECISION: APR. 29, 2026 If your mortgage is coming up for renewal in the next six to eighteen months, the question keeping you up at night is probably this: do I lock in a fixed rate now — or do I ride out a variable rate and hope the Bank of Canada does something helpful? It's the right question to be asking. And right now, the answer is more complicated — and more consequential — than it has been in years. The Bank of Canada...
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New Delhi Shuts Down Schools and Construction Amid Severe Air Pollution Crisis

The Indian capital has been enveloped in a thick, toxic smog, prompting authorities to take drastic measures as air pollution levels soared to their worst this season. The city’s air quality index (AQI) reached a hazardous 481, far exceeding the World Health Organization’s recommended safe limit.

In response, the Delhi government has closed schools, halted all construction activities, and banned non-essential trucks from entering the city. Only students in grades 10 and 12 will continue with physical classes, while others will switch to online learning.

The severe pollution is attributed to a combination of factors, including the burning of crop residue by farmers in neighboring states, emissions from vehicles, and industrial activities. The colder temperatures have also contributed by trapping pollutants close to the ground.

Authorities have implemented stage 4 of the Graded Response Action Plan (GRAP), which includes the strictest curbs to mitigate the pollution. Residents, especially children and the elderly, are advised to stay indoors as much as possible.

Despite the hazardous conditions, many residents continue their daily routines, with some expressing frustration over the recurring issue. “Everyone has a sore throat,” said Sanjay Goel, a local shopkeeper. "They should ban crop residue burning … it’s just smoke everywhere".

As the city grapples with this environmental crisis, the need for long-term solutions to combat air pollution becomes increasingly urgent.








The Indian capital has been enveloped in a thick, toxic smog, prompting authorities to take drastic measures as air pollution levels soared to their worst this season. The city’s air quality index (AQI) reached a hazardous 481, far exceeding the World Health Organization’s recommended safe limit12.

In response, the Delhi government has closed schools, halted all construction activities, and banned non-essential trucks from entering the city. Only students in grades 10 and 12 will continue with physical classes, while others will switch to online learning23.

The severe pollution is attributed to a combination of factors, including the burning of crop residue by farmers in neighboring states, emissions from vehicles, and industrial activities. The colder temperatures have also contributed by trapping pollutants close to the ground4.

Authorities have implemented stage 4 of the Graded Response Action Plan (GRAP), which includes the strictest curbs to mitigate the pollution. Residents, especially children and the elderly, are advised to stay indoors as much as possible4.

Despite the hazardous conditions, many residents continue their daily routines, with some expressing frustration over the recurring issue. “Everyone has a sore throat,” said Sanjay Goel, a local shopkeeper. "They should ban crop residue burning … it’s just smoke everywhere"4.

As the city grapples with this environmental crisis, the need for long-term solutions to combat air pollution becomes increasingly urgent.

1: MSN 2: India TV News 3: Yahoo News 4: ABC News

Would you like to know more about the measures being taken to address air pollution in New Delhi?

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