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Best Cashback Credit Cards in Canada 2026 — Complete Guide

  Published: April 2026 | Reading time: 12 min | Category: Credit Cards, Personal Finance, Money Saving Tips If you're not using a cashback credit card in Canada, you're leaving real money on the table every single month. The best cashback cards in 2026 are paying 2%, 3%, even 4% back on everyday purchases like groceries and gas — expenses you're making anyway. This guide ranks the best cashback credit cards available to Canadians right now, breaks down exactly who each card is best for, and shows you how to stack cards for maximum returns. Why Cashback Cards Beat Points Cards for Most Canadians Travel points cards get all the attention, but cashback is simpler, more flexible, and often more valuable for the average Canadian household. Here's why: No blackout dates, no expiry, no restrictions — cash goes straight to your statement or bank account Easy to calculate value — 2% back on $1,000 = exactly $20. No guessing at "point values" Works for ...
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Seniors Express Frustration Over Exclusion from Federal $250 Cheque Program

 

A growing number of seniors are voicing outrage after discovering they are ineligible for a new federal initiative aimed at distributing $250 relief cheques to certain low-income groups. The program, designed to address rising costs of living, has left many older Canadians feeling overlooked, particularly those on fixed incomes who say they are struggling to make ends meet.

The federal government announced the plan as part of its broader effort to support vulnerable populations during a period of economic uncertainty. However, eligibility criteria for the cheques prioritize younger low-income households and families, excluding many seniors who fall just outside the income thresholds.

“It’s disappointing,” said one senior from Toronto. “We’re already dealing with skyrocketing prices for essentials like food and medication, and now we’re being left behind.” Advocacy groups, including the Canadian Association for Retired Persons (CARP), have called on the government to expand the program to include older adults, arguing that they face unique financial pressures.

A government spokesperson defended the plan, stating it targets those deemed most in need, but indicated that additional measures to support seniors might be introduced in the future. For now, many older Canadians are calling for immediate action to ensure they are not left out of critical relief efforts.


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