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How to Pay Less Tax in Ontario in 2026 — A Complete Guide for Canadians

             Published: April 2026 | Reading time: 10 min | Category: Tax Savings, Personal Finance If you live in Ontario, you already know the tax bite is real. Between federal and provincial income tax, you could be handing over 43% or more of every extra dollar you earn. The good news? The Canadian tax system is loaded with legal ways to keep more of your money — and most people aren't using all of them. This guide covers every major strategy available to Ontario residents in 2026, from basic deductions to advanced moves that most people miss. Whether you're employed, self-employed, or earning investment income, there's something here for you. Why Ontario Residents Pay More Tax Than Most Canadians Ontario's combined federal and provincial marginal tax rates are among the highest in Canada. Here's what you're actually paying depending on your income in 2026: Taxable Income Combined Federal + Ontario Rate Up to $51,446 ~20.0...

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Your daily horoscope: November 6, 2024

 

HOROSCOPES IF TODAY IS YOUR BIRTHDAY

Scorpio may be a sign of extremes but it is by taking the middle path that you will travel further and faster over the coming year. It may not be the most adventurous route but it is the one that will take you more directly to your goals.

ARIES (March 21 - April 20):

The sun in the wealth area of your chart means you can make some serious money, but you will have to put your mind to it and play by other people’s rules as well. How much you make depends on how independent you need to be.

TAURUS (April 21 - May 21):

You may not have got the bounce of the ball of late but there is reason why you should feel sorry for yourself. Start looking at ways you can make your life more exciting and fulfilling and then make it happen. Ultimately, it’s down to you alone.

GEMINI (May 22 - June 21):

You may be inclined to worry about your working environment but if you stand back from what you are doing and look at it from a wider perspective you will see there is precious little to be anxious about. Everything will come good in time.

CANCER (June 22 - July 23):

There is no point trying to convert people to your point of view because if anything that will make them dig in their heels and be even more obstinate in their outlook. If you want to see what true stubbornness looks like, take a look in the mirror!

LEO (July 24 - Aug. 23):

Try not to get too ambitious about what you are aiming for because Uranus in the career area of your chart could upset your plans between now and the weekend. Set yourself targets that stretch you but which are still well within your reach.

VIRGO (Aug. 24 - Sept. 23):

If your well-laid plans hit the cosmic buffers over the next 24 hours perhaps you should ask why the universe is doing its utmost to slow you down. Most likely it’s because it knows you are heading in the wrong direction. Think again Virgo.

LIBRA (Sept. 24 - Oct. 23):

If you are minded to take a risk of some sort you need to do your research first and work out what you stand to lose if it goes wrong. Is it worth gambling so much on? Only you can decide but don’t take that decision in a hurry.

SCORPIO (Oct. 24 - Nov. 22):

The sun in your sign urges you to look ahead but that does not mean you are not allowed to look back as well. This is the sort of day when, by remembering what went wrong in the past, you are more likely to do the right things now.

SAGITTARIUS (Nov. 23 - Dec. 21):

There is no point resenting someone because they seem to be enjoying a larger share of the luck than you are. Instead of wasting your time on such a negative emotion use your mind to work out what you have been doing wrong, and then start doing it right!

CAPRICORN (Dec. 22 - Jan. 20):

It may be true that all things are possible for those who take a chance but there will of course be some danger involved and if you are smart you will bring other people into your plans now so the risks, and the rewards, can be shared.

AQUARIUS (Jan. 21 - Feb. 19):

Are you being overly ambitious? That is the question the planets seem to be asking now and you need to answer it honestly if you want to keep making progress. Aim to do one thing really well rather than many things to only an average standard.

PISCES (Feb. 20 - Mar. 20):

While those around you are cracking under pressure you seem to be growing stronger by the minute and that happy state of affairs will continue over the next few days. The sun in Scorpio is giving you the strength of character that you were previously lacking.

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