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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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NORAD Santa Tracker 2024: Follow Santa's Epic Journey Around the World


Every Christmas Eve, families around the globe eagerly await the annual NORAD Santa Tracker. This year is no different, as NORAD (North American Aerospace Defense Command) once again invites everyone to follow Santa Claus and his team of reindeer on their magical journey delivering presents to children worldwide.

Starting at 6 a.m. EST on December 24, 2024, NORAD's radar system, along with satellites equipped with infrared sensors, will track Santa's sleigh as it whizzes across the globe. The tradition began in 1955 by accident when a child called the Continental Air Defense Command Operations Center instead of Santa Claus, and it has since become a beloved holiday tradition.

To keep up with Santa's progress, you can visit the NORAD Tracks Santa website, use the NORAD Tracks Santa app, or even call the NORAD call center at 1-877-HI-NORAD (1-877-446-6723). The website offers a countdown clock, games, videos, and a live broadcast from the North Pole, making it a fun and interactive way for children and adults alike to join in the festivities.

As Santa embarks on his whistlestop tour, delivering presents to 2.4 billion children in just 24 hours, NORAD's fighter jets will also be on hand to escort him into North America. It's a heartwarming tradition that brings joy and excitement to millions of families each year.

So, grab your hot cocoa, gather around the computer, and join NORAD in tracking Santa's incredible journey around the world this Christmas Eve!




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