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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...
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NORAD Santa Tracker 2024: Follow Santa's Epic Journey Around the World


Every Christmas Eve, families around the globe eagerly await the annual NORAD Santa Tracker. This year is no different, as NORAD (North American Aerospace Defense Command) once again invites everyone to follow Santa Claus and his team of reindeer on their magical journey delivering presents to children worldwide.

Starting at 6 a.m. EST on December 24, 2024, NORAD's radar system, along with satellites equipped with infrared sensors, will track Santa's sleigh as it whizzes across the globe. The tradition began in 1955 by accident when a child called the Continental Air Defense Command Operations Center instead of Santa Claus, and it has since become a beloved holiday tradition.

To keep up with Santa's progress, you can visit the NORAD Tracks Santa website, use the NORAD Tracks Santa app, or even call the NORAD call center at 1-877-HI-NORAD (1-877-446-6723). The website offers a countdown clock, games, videos, and a live broadcast from the North Pole, making it a fun and interactive way for children and adults alike to join in the festivities.

As Santa embarks on his whistlestop tour, delivering presents to 2.4 billion children in just 24 hours, NORAD's fighter jets will also be on hand to escort him into North America. It's a heartwarming tradition that brings joy and excitement to millions of families each year.

So, grab your hot cocoa, gather around the computer, and join NORAD in tracking Santa's incredible journey around the world this Christmas Eve!




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