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The Mortgage Renewal Wave Just Peaked — Here's What the Data Actually Shows

Published August 30, 2026 For three years, "the mortgage renewal wall" has been the scariest phrase in Canadian personal finance — the idea that a flood of ultra-cheap, pandemic-era mortgages would come due at much higher rates and trigger a wave of forced sales. That wall is now mostly behind us. Two new 2026 surveys, one from Royal LePage and one from Rates.ca, show what actually happened when it hit. The short version: it hurt, budgets tightened hard for a lot of people, but the mass default many feared simply didn't show up. The last big group is renewing right now Royal LePage's 2026 Mortgage Renewal Survey, released August 19 and based on a Leger poll of 1,127 Canadians renewing this year, pins down where things stand: about 12% of all outstanding Canadian mortgages are five-year, fixed-payment loans taken out during the 2020–2022 ultra-low-rate window, and this is their last major renewal wave. The Bank of Canada's overnight rate sat at just 0.25% through m...
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Canadians Urged to Get Vaccinated Against Measles as Cases Rise

Canada’s Chief Public Health Officer, Dr. Theresa Tam, has issued a strong warning about the rising number of measles cases in Ontario and Quebec. With a growing number of infections acquired locally, Dr. Tam emphasized the importance of vaccination to prevent the spread of this highly contagious disease.

Recent data shows that the majority of measles cases are among unvaccinated individuals, including many children and infants under one year old. Dr. Tam highlighted that measles can spread very quickly, and 90% of unvaccinated people who are exposed to the virus will likely become infected.

"Vaccination is the most effective way to protect yourself and others from measles," Dr. Tam stated. "It's crucial for everyone to ensure they are fully vaccinated according to their local routine vaccination schedules."

The recent outbreaks have been linked to a decline in measles vaccination coverage, which saw a drop during and after the COVID-19 pandemic. Health officials are urging parents and caregivers to check their children's vaccination records and get any missed doses as soon as possible.

Measles is an airborne disease that can lead to serious health complications, including respiratory failure, swelling of the brain (encephalitis), and even death in rare cases. Dr. Tam stressed that high vaccination rates are essential to prevent outbreaks and protect public health.

For more information on measles vaccination and schedules, please contact your healthcare provider or local public health department.




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