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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Stay Healthy This Sick Season: Tips to Protect Yourself from Norovirus, COVID-19, Flu, and RSV


As winter approaches, so does the season of sniffles, coughs, and stomach bugs. Norovirus, COVID-19, flu, and RSV are all making their rounds, but there are steps you can take to protect yourself and stay healthy:

1. Practice Good Hand Hygiene

Wash your hands frequently with soap and water for at least 20 seconds, especially after using the bathroom, before eating, and after coming into contact with potentially contaminated surfaces. If soap and water aren't available, use a hand sanitizer with at least 60% alcohol.

2. Handle Food Safely

Norovirus is often spread through contaminated food. Ensure that you wash fruits and vegetables thoroughly, cook shellfish properly, and avoid preparing food when you're sick.

3. Clean and Disinfect Surfaces

Regularly clean high-touch surfaces like doorknobs, light switches, and countertops with household cleaning products. Use a chlorine bleach solution or an EPA-registered disinfectant to clean areas contaminated by vomit or feces.

4. Wear Masks in Crowded Areas

Wearing an N95 or medical-grade mask can help reduce your exposure to respiratory viruses like COVID-19 and the flu. Cover your mouth and nose with a tissue or your elbow when you cough or sneeze.

5. Get Vaccinated

Stay up to date with your COVID-19 booster shots and get the annual flu vaccine. While there are no vaccines for norovirus or the common cold, getting vaccinated against flu and COVID-19 can significantly reduce your risk of severe illness.

6. Stay Home When Sick

If you're feeling unwell, stay home to avoid spreading illness to others. Isolate yourself until at least 48 hours after your symptoms have subsided.

7. Prioritize Rest and Hydration

Ensure you get plenty of rest and stay hydrated. Drink water and electrolyte solutions to help your body recover from illness.

By following these simple steps, you can help protect yourself and others from the common winter illnesses. Stay healthy and take care!




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