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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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University of Guelph Responds to Norovirus Outbreak


The University of Guelph has confirmed a positive test for norovirus as over 190 students report symptoms of gastroenteritis. The outbreak, which began in South Residence, has prompted the university to take immediate action to contain the spread of the virus.

Public health officials have been working closely with the university to implement enhanced cleaning measures and promote hygiene best practices among students. Custodial staff are spending additional time sanitizing commonly touched surfaces, such as doorknobs and washrooms. Students are being reminded to wash their hands frequently and avoid populated areas if they are feeling ill.

Despite the outbreak, the university is confident that the risk to the broader community remains low. However, they continue to monitor the situation closely and provide support to affected students.



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