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Is Now a Good Time to Rent vs. Buy in Canada?

After years of brutal rent hikes that left many Canadians feeling priced out of their own cities, something has quietly shifted: rents are finally falling. But does that mean you should lock in a lease and wait out the housing market — or is this actually the window you've been waiting for to buy? The answer, as always, depends on your city, your finances, and your plans. Here's a clear-eyed breakdown of where things stand in 2026. What's Happening With Rents Right Now The Canadian rental market has undergone a dramatic reversal. After vacancy rates hit record lows in 2023 and rents surged by as much as 8% nationally in a single year, the tide has turned. According to the Canada Mortgage and Housing Corporation (CMHC), the national vacancy rate for purpose-built rental apartments rose to 3.1% in October 2025 — up from 2.2% in 2024 and a record low of just 1.5% in 2023. That 3.1% figure now sits above the 10-year historical average , marking a meaningful shift in the bal...
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Investor Relief: Markets Stabilize as Tariff Tensions Ease

 


U.S. stocks experienced a welcome reprieve after initial sell-offs triggered by President Trump’s sweeping tariff announcements. Early in the trading session, fears of a full-blown trade war led to sharp declines across major indices. However, after Trump announced a one‐month delay on tariffs targeting Mexico, investor sentiment began to shift, and share falls eased noticeably.

The temporary pause allowed markets to regain some lost ground, with the Dow Jones, S&P 500, and Nasdaq all managing to claw back earlier losses. Analysts noted that the delay reduced immediate concerns over supply chain disruptions and increased costs, giving investors a short-term breather while negotiations continue. Although uncertainties remain—especially as tariffs on Canada and China are still pending—the easing of share falls has injected cautious optimism into the market, suggesting that further policy adjustments might help stabilize economic conditions.


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