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Money Moves Every Student Should Master Before Day One

  Starting college or university is exciting — but it’s also the first real test of your financial independence. Building smart money habits early can save you stress (and debt) later. Here’s how to set yourself up for success: Create a realistic budget Track your income (allowance, part‑time job, scholarships) and expenses (rent, food, books, entertainment). Use budgeting apps to keep it simple. Separate needs from wants Essentials like tuition, housing, and groceries come first. Nights out and impulse buys should fit only within leftover funds. Use student discounts From software to public transit, your student ID is a money‑saving tool. Always ask if a discount is available. Limit credit card use Credit can build your score — or bury you in debt. Pay off the balance in full each month to avoid interest. Cook more, order less Meal prepping can cut food costs in half and keep you healthier. Start an emergency fund Even $10 a week adds up. A small cushion ...
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A Step Toward Peace: Russia and Ukraine Agree to Maritime Truce and Energy Attack Ban

In a significant development, Russia and Ukraine have reached separate agreements to ensure safe navigation in the Black Sea and to halt attacks on each other's energy facilities. These agreements, mediated by the United States, mark a potential turning point in the three-year-long conflict between the two nations.

The accords, finalized during talks in Saudi Arabia, aim to reduce hostilities and pave the way for broader peace negotiations. Both nations have expressed skepticism about the other's commitment to the agreements, emphasizing the need for U.S. enforcement. Ukrainian President Volodymyr Zelenskyy has stated that any violations by Russia would prompt requests for sanctions and additional military support.

While the agreements represent progress, challenges remain. Maritime battles have been a smaller part of the conflict since 2023, but energy infrastructure has been a frequent target for both sides. The success of these agreements will depend on mutual adherence and effective enforcement.

This development offers a glimmer of hope for a resolution to the ongoing war, but the road to lasting peace remains uncertain.

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