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Understanding Your TFSA Contribution Room in 2026

A Tax‑Free Savings Account (TFSA) is one of Canada’s most flexible and powerful savings tools, but figuring out your exact contribution room can feel like solving a puzzle. A clear breakdown makes it much easier. How TFSA Contribution Room Works Your available room is made up of three parts: Annual TFSA limit for the current year Unused contribution room from previous years Withdrawals from previous years (added back the following January) For 2026, the annual TFSA limit is $7,000 . Step‑by‑Step: How to Calculate Your Room Use this simple formula: [ \text{TFSA Room} = \text{Unused Room from Prior Years} + \text{Current Year Limit} + \text{Withdrawals from Last Year} ] A quick example: Unused room from past years: $18,000 2026 limit: $7,000 Withdrawals made in 2025: $4,000 [ \text{Total Room} = 18,000 + 7,000 + 4,000 = 29,000 ] That means you could contribute $29,000 in 2026 without penalty. A Few Helpful Notes Over‑contributions lead to penalties, so it’s worth...

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Beyond the Darkness: Earth Hour's Broader Impact on Climate Action


Every year, millions of people around the globe participate in Earth Hour by turning off their lights for one symbolic hour. While this act raises awareness about energy conservation, Earth Hour goes far beyond the flick of a switch—it’s a rallying cry for comprehensive climate solutions.

Earth Hour inspires global communities to take tangible actions, like planting trees, reducing waste, or switching to renewable energy. It's also a platform for educating individuals about their ecological footprint and empowering them to make sustainable lifestyle changes. Advocacy for policy shifts, such as cleaner energy infrastructure and ecosystem restoration projects, has grown in tandem with Earth Hour's influence.

The initiative reminds us that fighting climate change requires consistent, collective effort—not just for an hour, but every single day. By moving beyond the darkness, Earth Hour illuminates a brighter, greener future.

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