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Smart RRSP Moves You Can Still Make: 10 Last‑Minute Tips That Boost Your Tax Savings

  A few strategic RRSP decisions made right before the deadline can meaningfully reduce your tax bill and strengthen your long‑term retirement plan. These ten tips focus on high‑impact actions that are easy to implement, even at the last minute. 1. Confirm Your Exact Contribution Room Check your latest CRA Notice of Assessment or log into My Account to avoid over‑contributing. Staying within your limit prevents penalties and helps you plan the most efficient deposit. 2. Prioritize High‑Tax Brackets If your income is higher this year than it will be in retirement, an RRSP contribution delivers a stronger tax refund. This is especially valuable for anyone who received bonuses or extra income. 3. Use a Carry‑Forward Strategy If you can’t contribute the full amount now, contribute what you can and carry forward unused room. You’ll still benefit from tax‑deferred growth and can top up in future high‑income years. 4. Consider Borrowing for an RRSP A short‑term RRSP loan can mak...
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Pope Francis Shows Resilience Amid Health Setback


Pope Francis, 88, is resting and recovering after a recent health setback during his two-week battle with double pneumonia. The Vatican reported that the Pope experienced an isolated bronchial spasm, which caused a sudden worsening of his respiratory condition. Doctors promptly placed him on non-invasive mechanical ventilation after aspirating vomit that had been inhaled during a coughing fit.

Despite the alarming episode, the Pope remains conscious and alert. Encouragingly, he started his day with coffee and the morning newspapers, signaling a return to some normalcy. The Vatican emphasized that his prognosis remains guarded, but there have been no further respiratory crises overnight.

This health challenge comes as Pope Francis continues to inspire millions with his resilience and dedication, even amidst personal health struggles. The global Catholic community remains united in prayer for his swift recovery.

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