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Is Now a Good Time to Rent vs. Buy in Canada?

After years of brutal rent hikes that left many Canadians feeling priced out of their own cities, something has quietly shifted: rents are finally falling. But does that mean you should lock in a lease and wait out the housing market — or is this actually the window you've been waiting for to buy? The answer, as always, depends on your city, your finances, and your plans. Here's a clear-eyed breakdown of where things stand in 2026. What's Happening With Rents Right Now The Canadian rental market has undergone a dramatic reversal. After vacancy rates hit record lows in 2023 and rents surged by as much as 8% nationally in a single year, the tide has turned. According to the Canada Mortgage and Housing Corporation (CMHC), the national vacancy rate for purpose-built rental apartments rose to 3.1% in October 2025 — up from 2.2% in 2024 and a record low of just 1.5% in 2023. That 3.1% figure now sits above the 10-year historical average , marking a meaningful shift in the bal...
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U.S. Stock Futures Steady After Cooler Inflation Data

                                             

U.S. stock futures showed resilience in premarket trading, paring earlier losses following a cooler-than-expected inflation report. The March Consumer Price Index (CPI) rose by 2.4% year-over-year, below the anticipated 2.6%, while the core CPI, excluding food and energy, increased by 2.8%, compared to estimates of 3%. 

This data has bolstered expectations that the Federal Reserve may stay on course to reduce interest rates later this year. At 8:31 a.m. ET, Dow E-minis were down 1.06%, S&P 500 E-minis fell 1.44%, and Nasdaq 100 E-minis dropped 1.81%. 

The report also highlighted a slight monthly decline of 0.1% in inflation, signaling a potential easing of price pressures. Investors remain cautiously optimistic as they assess the implications for monetary policy and market stability. 



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