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Understanding Your TFSA Contribution Room in 2026

A Tax‑Free Savings Account (TFSA) is one of Canada’s most flexible and powerful savings tools, but figuring out your exact contribution room can feel like solving a puzzle. A clear breakdown makes it much easier. How TFSA Contribution Room Works Your available room is made up of three parts: Annual TFSA limit for the current year Unused contribution room from previous years Withdrawals from previous years (added back the following January) For 2026, the annual TFSA limit is $7,000 . Step‑by‑Step: How to Calculate Your Room Use this simple formula: [ \text{TFSA Room} = \text{Unused Room from Prior Years} + \text{Current Year Limit} + \text{Withdrawals from Last Year} ] A quick example: Unused room from past years: $18,000 2026 limit: $7,000 Withdrawals made in 2025: $4,000 [ \text{Total Room} = 18,000 + 7,000 + 4,000 = 29,000 ] That means you could contribute $29,000 in 2026 without penalty. A Few Helpful Notes Over‑contributions lead to penalties, so it’s worth...

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Measles Resurgence: How Long Vaccines Last and How to Keep Your Family Safe

Measles, one of the most contagious diseases, is making a troubling comeback in Canada, with outbreaks spreading across Ontario and Alberta. The virus, which can linger in the air for hours, poses a serious risk to unvaccinated individuals, especially young children and those with weakened immune systems.

How Long Does the Measles Vaccine Last?

The measles, mumps, and rubella (MMR) vaccine provides long-lasting immunity. According to health experts, two doses of the vaccine offer 97% protection against measles, and immunity is generally lifelong. However, vaccination rates have declined in some regions, increasing the risk of outbreaks.

How to Protect Your Family

The best defense against measles is vaccination. Health officials recommend that children receive their first dose at 12 to 15 months and a second dose at 18 months or before starting school. If you're unsure about your vaccination status, consult your healthcare provider to check your records.

Beyond vaccination, practicing good hygiene and avoiding contact with infected individuals can help reduce the risk of transmission. If symptoms such as fever, cough, and a red, blotchy rash appear, seek medical attention immediately.

With measles cases rising, staying informed and ensuring your family is fully vaccinated is crucial in preventing further spread. Public health experts continue to urge communities to step up immunization efforts to curb the outbreak.

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