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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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Measles Resurgence: How Long Vaccines Last and How to Keep Your Family Safe

Measles, one of the most contagious diseases, is making a troubling comeback in Canada, with outbreaks spreading across Ontario and Alberta. The virus, which can linger in the air for hours, poses a serious risk to unvaccinated individuals, especially young children and those with weakened immune systems.

How Long Does the Measles Vaccine Last?

The measles, mumps, and rubella (MMR) vaccine provides long-lasting immunity. According to health experts, two doses of the vaccine offer 97% protection against measles, and immunity is generally lifelong. However, vaccination rates have declined in some regions, increasing the risk of outbreaks.

How to Protect Your Family

The best defense against measles is vaccination. Health officials recommend that children receive their first dose at 12 to 15 months and a second dose at 18 months or before starting school. If you're unsure about your vaccination status, consult your healthcare provider to check your records.

Beyond vaccination, practicing good hygiene and avoiding contact with infected individuals can help reduce the risk of transmission. If symptoms such as fever, cough, and a red, blotchy rash appear, seek medical attention immediately.

With measles cases rising, staying informed and ensuring your family is fully vaccinated is crucial in preventing further spread. Public health experts continue to urge communities to step up immunization efforts to curb the outbreak.

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