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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...
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Measles Resurgence: How Long Vaccines Last and How to Keep Your Family Safe

Measles, one of the most contagious diseases, is making a troubling comeback in Canada, with outbreaks spreading across Ontario and Alberta. The virus, which can linger in the air for hours, poses a serious risk to unvaccinated individuals, especially young children and those with weakened immune systems.

How Long Does the Measles Vaccine Last?

The measles, mumps, and rubella (MMR) vaccine provides long-lasting immunity. According to health experts, two doses of the vaccine offer 97% protection against measles, and immunity is generally lifelong. However, vaccination rates have declined in some regions, increasing the risk of outbreaks.

How to Protect Your Family

The best defense against measles is vaccination. Health officials recommend that children receive their first dose at 12 to 15 months and a second dose at 18 months or before starting school. If you're unsure about your vaccination status, consult your healthcare provider to check your records.

Beyond vaccination, practicing good hygiene and avoiding contact with infected individuals can help reduce the risk of transmission. If symptoms such as fever, cough, and a red, blotchy rash appear, seek medical attention immediately.

With measles cases rising, staying informed and ensuring your family is fully vaccinated is crucial in preventing further spread. Public health experts continue to urge communities to step up immunization efforts to curb the outbreak.

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