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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...
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Blue Jays’ Halloween Heartbreak: Lodged Ball Ends Toronto’s Rally in Game 6

Los Angeles Dodgers centre fielder Justin Dean (75) puts his hands in the air after the ball gets stuck in the wall on a hit by Toronto Blue Jays' Addison Barger (not shown) during ninth inning Game 6 World Series playoff MLB baseball action in Toronto on Friday, Oct. 31, 2025. The hit was ruled a ground rule double. 

The Toronto Blue Jays’ dream of forcing a decisive Game 7 in the 2025 World Series turned into a nightmare on Halloween night at Rogers Centre. In a bizarre and crushing twist, a potential game-tying hit by Addison Barger in the bottom of the ninth inning was ruled a ground-rule double after the ball became lodged in the outfield wall.

Trailing the Los Angeles Dodgers 3–1, Toronto had a runner on first with no outs when Barger launched a rocket into left-center field. The crowd erupted, believing the Jays were about to tie the game. Instead, Dodgers center fielder Justin Dean immediately raised his hands to signal the ball was stuck, forcing umpires to halt play. Under MLB rules, both runners were placed at second and third rather than being allowed to score.

The ruling killed Toronto’s momentum. With two men in scoring position and nobody out, the Dodgers turned to reliever Tyler Glasnow, who coolly retired the next three batters. The Jays’ rally fizzled, and the Dodgers escaped with a 3–1 victory, evening the series at three games apiece.

For Toronto fans, the moment felt like a cruel Halloween trick. The Blue Jays, who had built their postseason reputation on late-inning comebacks, were denied by a quirk of the rulebook rather than a swing of the bat. “It’s the kind of play you’ll see once in a lifetime,” one commentator noted, as stunned fans filed out of the stadium.

Now, instead of celebrating their first championship since 1993, the Blue Jays must regroup for a winner-take-all Game 7. The Dodgers, buoyed by their escape, will look to ride the momentum into baseball’s ultimate showdown.

For Toronto, the question lingers: will this lodged-ball heartbreak be remembered as the turning point that cost them the crown, or just another obstacle on the road to glory?


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