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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...

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Cyclone Triggers Deadly Floods in Indonesia, Death Toll Rises to 303

People walk down the embankment of a river to take a boat ride across, after a bridge nearby collapsed during a flood in Bireun, Aceh province, Indonesia on November 29, 2025.

Indonesia is reeling from one of its deadliest natural disasters in recent years as the death toll from catastrophic floods and landslides has climbed to 303, according to the country’s disaster management agency. The devastation was triggered by a powerful tropical cyclone that battered several provinces, unleashing torrential rains and widespread destruction.

Entire communities have been submerged, with homes, roads, and bridges swept away. Rescue teams are working tirelessly to reach survivors, though many areas remain cut off due to damaged infrastructure. Thousands have been displaced, taking shelter in temporary camps as authorities race to provide food, clean water, and medical aid.

Officials warn that the number of casualties could rise further as search operations continue. The government has urged residents in vulnerable regions to remain vigilant, as heavy rainfall is expected to persist in the coming days.

This disaster underscores Indonesia’s vulnerability to extreme weather events, which are becoming more frequent and severe across Southeast Asia.


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