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The Fed Decides Wednesday — Here's What It Means for Your Mortgage, the Loonie, and Your RRSP

  Monday, July 27, 2026 The U.S. Federal Reserve hands down its rate decision at 2 p.m. ET on July 29. For most Canadians it will feel like background noise. It isn't — here's the plain-language version of why it touches your mortgage, your cross-border spending, and whatever's sitting in your RRSP. The short version: Markets are pricing roughly a two-in-three chance the Fed holds its rate at 3.50%–3.75% on Wednesday. That's not the story. The story is that this is one of the least certain "sure thing" holds in years — and Chair Kevin Warsh's press conference at 2:30 p.m. ET could matter more than the decision itself. Why this meeting is different The Fed has held its benchmark rate steady at 3.50%–3.75% through every meeting so far in 2026. On paper, Wednesday should be more of the same. Under the hood, it's messier. Persistent inflation, running well above the Fed's 2% target for a fifth straight year, has kept a rate hike on the table. The oil-...
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Baked Ziti

 


Here’s a delicious baked ziti recipe you can try at home — cheesy, hearty, and perfect for family dinners.

Key Highlights

  • Prep & Cook Time: About 35 minutes total
  • Servings: 8 generous portions
  • Calories: ~403 per serving
  • Difficulty: Easy — great for beginners

Ingredients

  • ½ pound ziti pasta
  • 16 ounces ricotta cheese
  • 3 cups mozzarella cheese (divided)
  • 3 cups spaghetti sauce
  • ½ cup Parmesan cheese

Instructions

  1. Preheat oven to 350°F (175°C).
  2. Boil ziti according to package directions, drain, and place in a large bowl.
  3. Mix all ricotta and half the mozzarella with the pasta.
  4. Spray a 13x9-inch baking dish with nonstick spray.
  5. Spread half the sauce on the bottom of the dish.
  6. Layer the ziti mixture over the sauce.
  7. Pour remaining sauce on top.
  8. Sprinkle with Parmesan and top with the rest of the mozzarella.
  9. Bake for 20–30 minutes until cheese is melted and lightly golden.

Serving Tips

  • Pair with garlic bread and a crisp green salad for a complete meal.
  • Add cooked ground beef or Italian sausage to the sauce if you want a meatier version.
  • For extra flavor, sprinkle fresh basil or parsley before serving.


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