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Gas Is Still $1.81 a Litre: Why Pump Prices Won't Fall (and What to Do Before Winter)

  Canadians hoping for relief at the pump got bad news heading into this week: it isn't coming soon. The national average for regular gas was $1.81 a litre on Friday, according to Kalibrate, with provincial averages ranging from $1.557 in Alberta to $2.156 in Newfoundland, per GasBuddy. That's after a big policy move. On Friday the G7 announced plans to release 100 million barrels of oil right away, starting with diesel. Brent crude dipped on the news, then climbed back to about US$102 a barrel by the afternoon. Don't expect the release to show up at your station, because crude is only half the story. Crude oil explains only half your pump price Wood Mackenzie's Jim Mitchell says crude makes up 50 to 60 per cent of the retail price of gas. The rest is the cost of refining it, and that's where the squeeze is. Bank of Canada Governor Tiff Macklem pointed to damaged refining capacity worldwide in a Sept. 21 speech, noting that pump prices reflect crude roughly US$40 a ...
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Unlocking Credit Card Mastery: Insider Secrets for Maximum Rewards


Credit cards aren’t just about convenience—they can be powerful financial tools when used strategically. Super users, those who maximize every perk, know the secrets to turning everyday spending into meaningful rewards.

Key Strategies from Super Users

  • Stack Rewards: Pair cards with complementary benefits—like one for groceries and another for travel—to maximize cash back.
  • Leverage Sign-Up Bonuses: Many cards offer lucrative welcome bonuses that can be worth hundreds of dollars in points or cash.
  • Optimize Categories: Track rotating or boosted categories (e.g., dining, gas, streaming services) to ensure you’re swiping the right card at the right time.
  • Redeem Smartly: Points often have greater value when redeemed for travel or experiences rather than simple statement credits.
  • Stay Fee-Savvy: Annual fees can be worthwhile if the rewards outweigh the cost, but super users always calculate the trade-off.

The Takeaway

Credit card mastery isn’t about spending more—it’s about spending smarter. By carefully choosing cards, tracking categories, and redeeming rewards strategically, everyday purchases can translate into free flights, luxury perks, or serious cash back.


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